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Policies & Conditions
Last Updated: September 2026
1. Agreement to Terms
By accessing or using the website of [LendCo / Richard Gonzalez Advisory] ("we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must refrain from using this website.
2. Informational Purpose Only (No Professional Advice)
The content provided on this website—including articles, insights, service descriptions, case studies, and diagnostic frameworks—is for general informational and educational purposes only.
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No Fiduciary or Advisory Relationship: Visiting this site, submitting an inquiry, or reviewing site materials does not establish a formal consulting, advisory, fiduciary, or contractual relationship between you and LendCo.
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Formal Engagements Required: A professional advisory relationship is created only upon the execution of a written Master Services Agreement (MSA) or Statement of Work (SOW) signed by both parties.
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No Legal or Investment Advice: Materials on this site do not constitute legal, tax, accounting, securities, or investment advice.
3. Intellectual Property Rights
All content, branding, trade names, graphics, service frameworks, text, and design elements displayed on this website are the intellectual property of [Your Business Name] or its licensors and are protected by applicable copyright, trademark, and intellectual property laws.
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You may view, download, and print pages for your own personal or internal business review.
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You may not modify, reproduce, distribute, republish, or commercialize any site content without our prior written consent.
4. User Submissions & Contact Forms
When you submit information through our consultation request forms, diagnostic tools, or email links:
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You agree to provide accurate, current, and complete information.
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While we maintain strict standards of confidentiality regarding executive inquiries (as outlined in our Privacy Policy), submitting an unsolicited contact form does not create a privileged or confidential attorney-client or registered-broker relationship.
5. Third-Party Links & Content
This website may contain links to third-party websites, market reports, or software tools for convenience and reference. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Accessing third-party resources is done at your own risk.
6. Disclaimer of Warranties
This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and operational availability.
We do not warrant that the site will operate uninterrupted, error-free, or completely secure from malware or external technical disruptions.
7. Limitation of Liability
In no event shall LendCo Holdings, its principals, or affiliates be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your access to, use of, or inability to use this website or its contents.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in San Diego County, California.
9. Changes to These Terms
We reserve the right to modify or update these Terms at any time without prior notice. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the website following any changes constitutes acceptance of the revised Terms.
10. Contact Information
If you have questions regarding these Terms and Conditions, please contact us at:
LendCo Financial Group / LendCo Holdings/ LendCo Consulting
Email: info@lendcoholdings.com
Location: San Diego, California
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